9 Best Mortgage Brokers in Zurich

A fit for first-time buyers who want the financing strategy explained before any offers are negotiated. The firm works in four steps: an analysis of your finances, a financing strategy, negotiation with lenders and the final choice. It is not tied to any bank and combines mortgage advice with pension planning. After signing, it stays on as the contact for later adjustments and refinancing. The first consultation is free, and the website has English pages.

Suits buyers who like to compare rates online before talking to anyone. The platform shows offers from more than 30 banks, insurers, pension funds and investment foundations, and specialists are available for a one-to-one consultation. It charges a platform fee that is offset by the lender's commission, and any surplus is paid back to the client. The company is owned by its three founders rather than by a bank or insurer. The website has an English version.

Worth a look for buyers short on equity and for investors financing an apartment building. The broker compares offers from more than 50 banks, insurers and pension funds and supports clients personally up to signing. Through a partnership with Hellohome it can help buyers who have as little as 10 percent of the price in equity. A separate portal covers mortgages for multi-family houses. Founder Dario Sauter spent more than ten years at a Swiss major bank.

A good option for buyers who want amortisation and tax questions settled together with the mortgage. Resolve negotiates with more than 70 financing partners for purchases, renewals and refinancing. A dedicated adviser follows each file from the online application to the signing. It also advises on direct and indirect amortisation through pension savings and on the tax timing of a purchase. The website has an English version, and the Zurich office is on Dianastrasse in Enge.

Most useful for complex cases such as construction loans, investment properties or real estate held by a company. feyn arranges purchase, refinancing, construction and mixed financing with third-party lenders across all language regions of Switzerland. Its clients include private buyers, companies and investment funds. Besides Zurich, it has offices in Geneva, Lausanne, Lugano and Basel. The website is available in English.

Suits buyers who want a large lender panel and an adviser who speaks their language. MoneyPark compares mortgages from around 100 providers and belongs to the Helvetia insurance group. Its Zurich branch in Altstetten has advisers who work in German, English and Italian, among other languages. Besides financing, the same team values properties and helps owners sell or buyers search. Existing mortgages can be extended through the same advisers.

Suits buyers who want mortgage advice from someone who also handles their taxes and pension and bills by the hour. PVVS compares mortgage rates independently of banks, checks affordability and supports clients up to the notarial deed. Advice is charged from CHF 190 per hour with a cost cap. The Oerlikon office also covers pension planning, tax returns and insurance. Meetings can take place by video call as well.

A sensible choice for newcomers who need the mortgage, pension withdrawal and taxes looked at together. smzh is an independent financial adviser with a Zurich office in Enge and a relocation service for people moving to Switzerland. For existing owners it values the property and checks whether the current mortgage still fits. It explains how pension fund and pillar 3a savings can fund a main residence. A free first consultation can be booked online.

Fits homeowners close to retirement who want the mortgage planned together with pension, tax and estate questions. VZ develops a mortgage strategy with each client and revisits it at regular intervals. Its rate alarm notifies you when fixed-rate mortgages cross a threshold you set. Retirees can look at a reverse mortgage, and the same firm values and sells properties. The first conversation is free, and the website is available in English.